Blog

April 7, 2023

If your debts have gotten out of hand and you’re struggling to keep up with the monthly payments – perhaps you pay just the minimum, skip some and pay others, or even pay less than the minimum – know that you're not alone. And you have options to pursue financial security.

March 27, 2023

Bankruptcy is a difficult decision to make and can have a significant impact on your finances and credit score. If you are married, the decision to file for bankruptcy can also affect your spouse, even if they are not filing with you.

Feb. 3, 2023

For anyone who has faced money problems at some point in their life, you know how stressful and overwhelming it can feel. It can often be hard to know the right steps to take to pay off creditors, consolidate your debt, or take the major step of filing for bankruptcy.

Dec. 21, 2022

When you are facing major financial difficulties, it is important to be informed of your legal options. Filing for bankruptcy could give you the fresh start you need to move forward with your life. There are advantages and disadvantages to the two primary types of bankruptcy: Chapter 7 and Chapter 13.

Nov. 18, 2022

Dealing with bankruptcy is a stressful and confusing situation. With so many myths and misconceptions about bankruptcy, it can be hard to spot the truth. At Schwartz, Hanna, Olsen, & Taus, P.C., we strive to clear up misconceptions about bankruptcy to our clients in Middlesex County, New Jersey. We help our clients see their options so they can make informed decisions, so reach out to us with any questions you have.

Oct. 26, 2022

When overwhelmed with debts or going through financial distress, filing for bankruptcy is among the promising solutions to remedy your financial condition and achieve debt relief. However, there are many collective popular notions surrounding the bankruptcy process.

Sept. 30, 2022

You have plans for your future, but when financial troubles hold you back, it may feel like you’ll never achieve those plans. It may seem like money problems will prevent you from reaching your dreams.

Aug. 26, 2022

Unfortunately, falling into financial trouble is easy, but climbing out of it is much more difficult. Whether medical bills, consumer spending, or another type of expense put you into debt, it can feel like it’s impossible to pay it all back. If you are in significant debt, you might feel like there is no solution and no way to get your finances back on track.

July 18, 2022

When someone fails to pay their debts, creditors and debt collectors can initiate debt collection actions to collect on the debts that person owes them. Unfortunately, it is not uncommon for debtors to deal with creditor harassment, repeated phone calls, threats, and even abusive debt collection practices.

May 30, 2022

Even in the most amicable of divorces, sorting out the details of agreements regarding alimony, child support, and child custody can be exhausting and contentious. What happens to these agreements if you or your ex-spouse remarries?